Choosing the right travel insurance lets you focus on the extraordinary, and be confident you’ve got cover for the unexpected. Just Cruises partners with Cover-More to help protect your holiday.

Important Note: Even short Domestic cruises are not covered under Medicare and require International cover.

No one knows travel insurance like Cover-More. They have been protecting holidays for more than 30 years and cover more than 3.8 million journeys every year— giving travellers the peace of mind to explore the world their way. Cover is subject to conditions, exclusions, limits and sub-limits of the policy.
 Medical experts, just a call away – No matter what your emergency, Cover-More’s expert team offer 24/7 medical assistance, experienced doctors, nurses and case managers and medical evacuations to first world medical care, when appropriate
 Speak with an Australian based GP^ – Travel GP can give you calm and clear advice, as well as guidance with medicine or a medical referral. We’ll find the best options for you, such as connecting you to an Australian-based GP^ if appropriate, or helping you find the nearest suitable medical facility
 24 hours, 7 days a week – The unexpected, can throw you off track, Cover-More is just a call away to help with medical issues, passport replacement, travel advice , emergency or natural disasters updates
 Free cover for accompanying kids*
 15 working day money back guarantee**
 Easy on-line claims – Don’t wait until you’re home. Go to claims.covermore.com.au. The hassle-free process makes it easy to get things moving and you might even receive your money before you get home+.

Cancel for Any Reason Cover is an Optional Add-on available on Cover-More Comprehensive Care International if you have purchased Cancellation Cover.

Cancel for any reason cover is an optional extra in case you need to cancel because of something not usually covered by the policy. Reasons to cancel could include:
• If You haven’t had Your leave approved at work, but want to book Your holiday now;
• Your friend or Relative at Home is in a nursing home; or
• You’ve had an unexpected household expense which means You can’t afford to travel right now.

What do I need to know about buying this benefit?
 You can buy your travel insurance and add Cancel For Any Reason at the time of or after the deposit has been paid for your trip but only if your scheduled travel start date is more than seven days after the policy issue date.
 Only the costs for monies paid for the trip at the time of adding insurance or after Cancel For Any Reason is added are claimable. That is, anything paid towards your trip prior to the 48 hours of the purchase of the policy and CFAR, will not be covered.
 Once you have the cover in place, if you add more accommodation, transport or other items to your trip, you must do so 14 days or more before your scheduled departure date for Cancel For Any Reason to cover these components.
 Cancel for any reason is designed to provide cancellation cover, if your claim under cancellation cover, would ordinarily be excluded from the policy
 If you do need to make a claim under this benefit, you must have cancelled your trip 48 hours or more before your scheduled departure date.
 Cover is available up to the lesser of 75% of the non-refundable portion of your unused prepaid travel costs or 75% of the Cancellation Cover you added. Cover-More will not pay more than $10,000 per policy.
 If you are a frequent traveller you can choose to buy a Annual Multi-Trip policy. You can select from the available choices and be covered for an unlimited number of Journeys up to the duration you have selected. The same rules around adding CFAR for a single trip policy apply. You only have to add CFAR once. However, just like with a single trip policy, any money paid towards your trip 48 hours or more BEFORE you buy your travel insurance policy and the CFAR add-on, is not able to be covered by CFAR.

If I have Cancel For Any Reason Cover, why do I need Cancellation Cover too?
Cover-More regular Cancellation Cover means you can choose to insure the full trip value in case you need to cancel or amend the trip for something unforeseeable usually covered by the policy e.g. an accidental injury or sudden illness. To add-on Cancel For Any Reason Cover, you must have chosen a level of Cancellation Cover first. Cancel For Any Reason Cover then is optional extra in case you need to cancel because of something not usually covered by the policy.

Chat to your Just Cruises consultant if you have more questions about cancellation cover.
Call us on 1800 284 112 or please email us at enquiries@justcruises.com.au direct and we will contact you to help you discuss your needs and choose the right insurance cover for you.

Cover-More COMPREHENSIVE CARE (Combined Financial Services Guide and Product Disclosure Statement) link
Cover-More Cancel for Any Reason CFAR link

Terms and Conditions
*Accompanied children includes your children or grandchildren, identified on the certificate of insurance and travelling with you, provided they are not in full time employment, they are financially dependent on you and are under 21 years of age. **Money back guarantee applies if you cancel your policy within 15 working days, have not made a claim or departed on your journey. ^Travel GP services do not form part of your travel insurance policy. It is offered to customers at Cover-More’s cost and at our sole discretion. Your circumstances including age, location, medical condition or issue, proximity to appropriate medical care and medical history will be considered. +Subject to approval. Comprehensive Care International Travel Insurance limits shown. Cover is subject to conditions, exclusions, limits and sub-limits of the policy. ~Medical and dental cover will not exceed 12 months from the onset of the illness, injury or condition. *Maximum liability collectively for loss of income, disability and accidental death on International or Inbound plans is $25,000. Just Cruises (ABN 24630510758) distributes these insurance products for Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145 AFSL 241713), which are issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice provided is general advice only. Please consider your financial situation, needs and objectives and read the Financial Services Guide (FSG) and Product Disclosure Statement (PDS) (Combined FSG/PDS) before deciding to buy this insurance. For disputes, changes, cancellation or any questions, please contact Cover-More by telephone: 1300 130 896 or by email: enquiries@covermore.com.au. Policies may not be available to all travellers. Limits, sub-limits, conditions, exclusions and fees apply. Just Cruises receives commission for insurance policies sold.